Articles

• The Principles of Financial Harmony in Marriage - The financial union formed by newly married couples is not always harmonious. By following these key principles, newlyweds will be better equipped to check their emotions at the door while focusing on the vital issue of managing their money.
• Why You Should Manage Your Marriage Enterprise Like a Business - Marriage, like a business, is an enterprise that runs on cash flow. The more effective it is at managing cash flow the more successful of an enterprise it becomes. Maybe it's time to manage your personal finances like a business.
• For Newlyweds Short-Term Goal Planning is Key to Long-Term Success - With so much to achieve in the short-term, newlyweds could put their long-term goals in jeopardy without a clear, disciplined strategy for achieving their short-term goals.
• Want a Stronger Marriage? Consider a Prenup - Prenuptial agreements are not just for the rich and famous. They can be just what a marriage needs to overcome the emotional turmoil of finances.

Financial Tips

• Want Financial Harmony? Keep Emotions out of Financial Decisions - It is much easier said than done, but couples should try not to make decisions under emotional stress.
• The Essential Checklist for Forming a Financial Partnership - The most important element of a marriage and a financial partnership is a shared vision of the future, including the goals, values and beliefs that shape it.
• Want better Investment Performance? Let Your Wife Make Investment Decisions - Investment performance of female investors is superior to that of male investors when measured over a period of time.
• Should You Buy or Rent? It Should Come Down to Financial Sense - Should You Buy or Rent? It is determine based on your financial circumstances and other factors.

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Articles

• Starting a Family? Here is Your Complete Checklist to Prepare for the New Arrival - Complete financial checklist to prepare for the new arrival.
• 7 Things Experienced Parents Would Do Differently in Starting a Family - See what experienced parents would do differently if you are a young family starting out.
• For the Young Family: The Importance of Setting Achievable Goals - You need a plan or a strategy to be able to achieve a goal.
• Why Expectant Parents Should Not Wait to Get Their Wills - A will is the most important legal and financial document you could have. Why procrastinate when they're so simple and inexpensive to get done?
• How to Build a Realistic Budget and Stick With It - Young families make dozens of financial decisions each day. Without a budget to drive those decisions, it's easy to get off track of what's really important. Here's how to build a budget you can actually follow.
• Having Children and Money - Having a child is a major event in your family and for your finances.
• Custodial Accounts for Children - Custodial accounts for children are often used to save for college educations or to create some net worth for a child.

Financial Tips

• If You have a Child on the Way, Don't Delay Getting Life Insurance - It is not a question of if parents should buy life insurance; the only question is how much?
• Get a Social Security Card Right Away - You can obtain a Social Security card for your child at the same time you obtain a birth certificate using the same application.
• The Cost of Raising a Child - If you factor in everything, the cost of raising a child is high.
• Starting a Family? What's Your Risk Management Plan? - Young families must address all the possible risks that could impact them financially.

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Articles

• Bad Money Habits Kids Learn from their Parents - What habits will your children learn about money? It starts with your own values, beliefs and habits. No matter what you tell them, your kids will always do as you do, not what you say.
• Thrift Shopping Makes Financial Sense for Young Families - Did you know that it's hip to be thrift? Millions of young families are able to squeeze more life out of their paychecks with these cool ways to save money.
• Young Parents Need to Coordinate Retirement Plans with Estate Plans - If you've started saving in a retirement plan, you need to coordinate it with an estate plan or things may not happen as you would want.
• Families with Special Needs Children Should Not Delay Planning - Nothing in life can prepare parents for the moment when they realize their child has a special need. But, failure to properly plan for the child's future could result in legal and financial consequences they never anticipated. These are the critical issues parents of special needs children need to consider right now.
• Is Private School the Answer for Your Kids? At What Cost? - Is private school a good idea for your child, or is it an unnecessary financial drain?
• Considering Starting a Business - The process of starting, building, growing and managing a business is hard work.

Financial Tips

• Don't let Debt be a Financial Dream Killer - One of the biggest obstacles to achieving financial independence is debt.
• How to Save for an Emergency Fund on a Tight Budget - At a minimum, your emergency fund should have enough cash reserves to cover six months of living expenses.
• For Young Parents, First Secure Your Retirement, then Save for College - It would be important to first have a solid plan for securing your retirement.
• Children and Tax Breaks - Have children? Then you get some tax breaks.

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Articles

• How to Teach Your Teens the Principles of Money Management - Here are five core principles parents should follow when teaching their teens about money.
• Getting Your Teen to Creditworthiness - Your teen will eventually get their own credit card; why not give them the foundation for responsibly managing their credit.
• What Your College Student Needs to Know about Managing Personal Finances - In preparing your child for college, you've taught them everything you know about life. But, if they can't manage their finances while in college, your troubles are just beginning.
• If You Cannot Save enough for a College Education, Have a Plan to Pay for it - Parents should have a plan when it comes to paying for college.

Financial Tips

• Pay for Grades? How to do it Right - If students can earn a reward for achievement in a way that encourages effort over outcome, and promotes the value of an education, it could be a win-win.
• Instilling Sound Money Habits in Your Kids - You Need to Walk the Talk - Studies have shown that most kids learn their money habits from their parents.
• Should You Cosign for Your Kids? - You will be responsible for the payments if your child is unable to make them. Statistics show that nearly 70 percent of cosigners end up making payments.
• How to Turn Your Kids' Allowance into a Family Affair - How to turn your kids' allowance into a family affair.
• Why You Should Hire Your Kids - If you have a business, hiring your kids can have a double benefit.

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