Archive of Dave Says - Weekly Financial Blog
- Follow The Plan, and Make Stuff Happen
Get your emergency fund of in place equaling 3 - 6 month of expenses before you begin funding your retirement plan.... more
- Ad&D Insurance? No, Thank You
The devil is in the details, and AD&D insurance policies are chock-full of them.... more
- Date Night Can Be Inexpensive and Fun
Having a date night while trying to get out of debt does not have to be an expensive proposition. Get creative with ideas for spending time together.... more
- These Debt Reduction Strategies Are Bad Ideas
Debt consolidation or settlement offers never help you address the root issue of why you landed in debt in the first place. Change your behavior if you want to make a lasting, positive impact on your finances!... more
- Is It a Loan, or Is It a Gift?
Develop a monthly budget and a 5 year plan to improve your earning potential.... more
- Where Should He Park the Money?
When you’re 13, investing your money from part-time work may not seem exciting! However, if the teen wants to invest their money, it can be a great teachable moment.... more
- Budgeting for Car Repair Costs
It is inevitable that at some point you will need car repairs. Dave provides advice on how to budget for them.... more
- There’s Going to Be Sacrifice Involved
Having a mortgage that is more than 25% of you take home pay may cause you to dip into your savings to make ends meet. Don’t let that happen.... more
- Friend Wants To Be A Tenant
Renting to a friend may come with challenges. Learn what you should do so that you and your friend are on the same page with what you expect.... more
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