Do you like receiving a large refund check? If so, you could be losing money. Getting a large refund check means, in effect, that the government had use of your money for a long period of time. Shouldn't you earn interest on your own money?

The smaller your refund, the more money you have available to use throughout the year: To invest or to pay off debt. Check out your refund – if you get thousands back, adjust your withholding amount so you can put more of your hard-earned money to work today.