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Archive of Rich Best - Weekly Financial Tip
- Setting SMART Financial Goals for Short and Long Term Personal Finance Success
SMART goals transform financial dreams into realistic, trackable steps—helping you stay focused, disciplined, and on the path to lasting prosperity.... more
- Choosing the Right Credit Card for Your Needs
Choosing the right credit card in 2025 lets you earn rewards, build credit, and manage finances—match your card to goals, habits, and credit for maximum benefit.... more
- Understanding Your Credit Score: What Factors Matter Most
Protecting and improving your credit score takes consistency—track, use wisely, and manage debt to build lasting financial strength.... more
- Mastering Debt Repayment: Snowball vs. Avalanche Methods
Choose the method that fits your mindset—Snowball for motivation, Avalanche for savings. Stay consistent, and financial freedom is within reach.... more
- 10 Ways to Build an Emergency Fund on a Tight Budget
Start small, stay consistent, and use creative strategies—every dollar saved builds the emergency fund that safeguards your future peace of mind.... more
- How to Create a Budget That Sticks: A Step-by-Step Guide to Building a Realistic Budget Tailored to Your Lifestyle
A realistic budget helps you stay in control, meet your goals, and enjoy life—without stress. Small steps today lead to lasting financial freedom.... more
- What is the Best Time to Buy a Car?
The best car deals happen with smart timing—shop late in the month, quarter, or year, especially on New Year’s Eve, to maximize your savings.... more
- Critical Financial Lessons for New College Graduates
Start strong: live below your means, save early, and avoid debt. Build habits now for a future where money empowers-not limits-your dreams.... more
- Teaching Your High School Grad How to Build Credit
Building credit takes time and discipline-use credit wisely, pay on time, and stay informed to lay a strong financial foundation for future opportunities.... more
- Why Making Minimum Credit Card Payments is Financially Disastrous
Relying on minimum payments traps you in debt. Take control with discipline, smart strategies, and a plan to secure lasting financial freedom.... more
- Teaching Financial Responsibility to the Next Generations
Teaching kids money basics early like earning, saving, budgeting and credit prepares them for lifelong success and helps them avoid costly mistakes.... more
- Is it too Expensive to Move? Tips for Saving Money if You Have to Move
Relocating in 2025 is costly due to rising real estate prices and market pressures, but smart budgeting and planning can help ease the financial burden.... more
- Planning for Life’s Major Events
Life’s milestones require planning. Set clear goals, prioritize, save wisely, and prepare for surprises. Stay on track, adjust as needed, and seek support.... more
- Preparing to Financially Launch Your Kids
Teaching kids financial responsibility early helps them develop smart money habits, avoid debt, and build wealth. Small lessons now lead to lifelong success.... more
- Does Divorce Affect My Life Insurance Policy?
Life insurance is crucial in divorce settlements. Consult an attorney to ensure policy changes comply with the decree to avoid legal complications.... more
- Managing Finances in College
Managing college finances starts with choosing a bank, using ATMs wisely, online banking, budgeting, and avoiding debt. Smart habits lead to success!... more
- How to Improve Your Credit Score
Your credit score is key to financial health. Improve it with steps like fixing errors, managing balances, and diversifying credit responsibly.... more
- How to Manage Money in a Relationship
Building a shared vision, setting goals, and seeking guidance can help couples align finances, avoid conflicts, and achieve a harmonious future.... more
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