Many financial institutions have developed smart phone, iPod, and iPad applications to make online access easy for their customers. However, if you have a number of different accounts, like checking accounts, savings accounts, credit card accounts, and investment accounts, you may end up with a number of different apps on your device. If that is the case, consider an aggregator app like the one provided by Mint.com. You can input information on a variety of accounts and manage them from one app. Online banking should save you time and effort – consider consolidating your accounts on one app to make it easy.