Applications allow consumers to use mobile phones (or other devices) to transfer funds, pay bills, and check accounts. Mobile banking is incredibly handy. As a result the number of applications has exploded. Some area great – but some may put your information at risk.

What is the easiest way to ensure an application is safe? Download it directly from the bank’s website. Legitimate applications require you to complete an authentication process, register your phone, and create a verified username and password – in short, use information only available to you to verify your identity. If you want an app you can trust, go to the source. Third-party applications may promise convenience, but safety and security is the most convenient benefit of all where your finances are concerned.