Household budgets are usually neither fun to prepare or to live by. A spending worksheet can help you identify how you are currently spending your money and identify areas where you can reduce your spending.

The Household Spending Worksheet shown below can be printed and used as a basis for analyzing your current spending patterns and perhaps determine how the "saving" line can be increased.

Click on the Worksheet below and this .PDF file can be downloaded and printed with use of Adobe Acrobat.