The average American has at one time or another lent their cell phone to another person who needed to make a call – usually friends or relatives, but sometimes strangers.

Think twice before you lend your smart phone to strangers. With moments they could access personal or financial information without you noticing, especially since smart phones have become easier and more convenient to use than ever. If you do lend your phone to another person, pay attention to what they do, or consider asking for the phone number so you can dial it yourself. Limit access to your phone so you can limit unauthorized access to your online banking services.