Mobile banking – using smart-phones and other hand-held devices – is incredibly popular, with over 70% of users saying they have conducted at least one mobile banking transaction in the past few months. But even if you don't plan to take advantage of mobile banking on a regular basis, consider setting up an account for when you travel, especially for long vacations. That way you won't have to worry about finding a computer or an Internet-café; you can log on, pay bills, check your balance, transfer funds… as long as your phone gets reception you are always connected. When you're home you can still do business online or at the bank… but when you travel, you can take your computer with you – right in your hand.